Lloyds Bank PLC

Financial Ombudsman decision DRN5824637 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Sat Sep 11deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

Lloyds acted unfairly when it continued charging overdraft interest and associated fees from January 2018.Charges and fees

Miss W complains Lloyds Bank PLC (“Lloyds”) recorded adverse information on her credit file unfairly.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5824637.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.