Bank of Scotland Plc

Financial Ombudsman decision DRN5797044 Not upheld

Not upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Mon Aug 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates

In the Ombudsman’s words

Mr L complains that Bank of Scotland plc (trading as Halifax) told him that a Junior ISA he took out for his child gave a fixed rate of interest, but then the interest rate was reduced.Interest and rates

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5797044.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.