Oakwood Homeloans Limited

Financial Ombudsman decision DRN5765447 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Jan 12deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

Mr K complains that Oakwood Homeloans Limited (Oakwood) applied charges for payments he’d missed.Charges and fees

He is also unhappy that Oakwood reported the missed payments to credit reference agencies as arrears.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5765447.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.