Capital One (Europe) plc

Financial Ombudsman decision DRN5741292 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Oct 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Complaint handling

In the Ombudsman’s words

credit balances on its credit cards do not earn interestCharges and fees

he wrote to the business requesting a refund but didn’t get a responseComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5741292.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.