HSBC Bank plc

Financial Ombudsman decision DRN5635705 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Service failure

In the Ombudsman’s words

accounts can be closed without the passbook being presentAccount closed or refused

HSBC Bank plc is unable to locate the account, and cannot show what became of the funds or how it has searched their recordsService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5635705.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.