National Westminster Bank Plc

Financial Ombudsman decision DRN5473867 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Sat Jan 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback

In the Ombudsman’s words

Mrs H complains that National Westminster Bank Plc (“NatWest”) has refused to refund a payment she made using her debit card for a service which she says she now realises was misrepresented and mis-sold to her.Card dispute or chargeback

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5473867.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.