Bank of Scotland Plc

Financial Ombudsman decision DRN5314112 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Wed Oct 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Service failure

In the Ombudsman’s words

applied net interest to her account instead of the gross interest she had requestedInterest and rates

Bank of Scotland failed to carry out Miss D’s instructions in timeService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5314112.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.