Barclays Bank Plc
Financial Ombudsman decision DRN4959285 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Product mis-sold
In the Ombudsman’s words
Mr O’s real concern is that the bank’s decision to lend him money was irresponsible because it should have known that he was unlikely to be able to afford to pay when he gave up his full time work.Irresponsible lending
Mr O complains that Barclays Bank Plc mis-sold him a loan because it failed to take into account information he gave the bank about his future income prospects.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4959285.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.