Lloyds Bank PLC

Financial Ombudsman decision DRN4932613 Upheld

Upheldoutcome, as published by the Ombudsman

£500redress stated in the decision

Thu Jan 21deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Credit file reporting

In the Ombudsman’s words

Lloyds has accepted it made a mistake by not closing Mrs D’s account.Account closed or refused

I do think Lloyds delayed in correcting Mrs D’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4932613.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.