U Mortgages Ltd

Financial Ombudsman decision DRN4922254 Upheld

Upheldoutcome, as published by the Ombudsman

£464redress stated in the decision

Mon Oct 05deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Service failure

In the Ombudsman’s words

Mr S complains that U Mortgages Ltd took a valuation fee for his mortgage application, but didn’t repay it when he didn’t get a mortgage.Charges and fees

U Mortgages didn’t refund or answer Mr S’s complaint or our questions.Service failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4922254.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.