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Bank of Scotland Plc
Financial Ombudsman decision DRN4710129 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Jul 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss H complains that Bank of Scotland plc (trading as Halifax) acted irresponsibly by allowing her a large overdraft without checking that she could afford it.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4710129.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.