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Shop Direct Finance Company Limited

Financial Ombudsman decision DRN4686230 Partly upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

I’d expect it to treat him with forbearance and understanding in trying to reach a mutually acceptable way of repaying the loan.Treatment in financial difficulty

He says it also added unfair charges and interest to his account.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4686230.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.