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Volkswagen Financial Services (UK) Limited

Financial Ombudsman decision DRN4605420 Not upheld

Not upheldoutcome, as published by the Ombudsman
£50redress stated in the decision
Mon Feb 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

didn’t tell him about the statutory deduction of 58 days’ interest from the rebate of charges for creditCharges and fees
Mr O has asked about the effect of this agreement on his credit file.Credit file reporting

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4605420.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.