PDL Finance Limited
Financial Ombudsman decision DRN4582498 Upheld
Upheldoutcome, as published by the Ombudsman
£32redress stated in the decision
Wed Jul 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr B has complained PDL Finance Limited, trading as Mr Lender, didn’t check properly whether he could afford the loans he took out with them in 2014 and 2015.Irresponsible lending
Remove all data about the relevant loans from Mr B’s credit records.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4582498.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.