Black Horse Limited
Financial Ombudsman decision DRN4481235 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Feb 22deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Mr and Mrs M complain that Black Horse Limited sold them an unaffordable secured loan.Irresponsible lending
Unfair charges had been added to their loan account.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4481235.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.