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Black Horse Limited

Financial Ombudsman decision DRN4336389 Not upheld

Not upheldoutcome, as published by the Ombudsman
£260redress stated in the decision
Fri May 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Mr Y complains about how Black Horse Limited handled matters after it had agreed to accept a reduced payment on hire purchase for a carTreatment in financial difficulty
Black Horse should have paid the refunded charges back to Mr Y directlyCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4336389.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.