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Kensington Mortgage Company Limited

Financial Ombudsman decision DRN4179402 Upheld

Upheldoutcome, as published by the Ombudsman
£2,355redress stated in the decision
—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Due to her financial difficulties she fell into arrears from 2007Treatment in financial difficulty
Applying arrears charges even when she has made monthly payments.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4179402.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.