PDL Finance Limited
Financial Ombudsman decision DRN4163234 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
£15redress stated in the decision
Sun Feb 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Miss O complains that PDL Finance Limited, trading as Mr Lender, lend to her in an irresponsible manner.Irresponsible lending
any information recorded about loans six is adverse. So all entries about loan six should be removed from Miss O’s credit file.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4163234.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.