National Westminster Bank Plc

Financial Ombudsman decision DRN4127064 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Sun Nov 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

APP scam refund refused, Account closed or refused

In the Ombudsman’s words

Mr R complains that National Westminster Bank plc placed a fraud marker against his name after fraud was identified on his account.APP scam refund refused

Mr R tried to report his card stolen, but was told that his account had already been closed.Account closed or refused

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4127064.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.