TFS Loans Limited
Financial Ombudsman decision DRN4044241 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Sun Nov 03deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr B has complained that TFS Loans Limited (“TFS”) irresponsibly provided him with an unaffordable guarantor loan.Irresponsible lending
removing any adverse information recorded on Mr B’s credit file as a result of this loan.Credit file reporting
Rules cited
Consumer Credit Act 1974, Financial Services and Markets Act 2000
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4044241.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.