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Bank of Scotland Plc

Financial Ombudsman decision DRN3645590 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Jan 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Complaint handling

In the Ombudsman’s words

Mr G complains that Bank of Scotland Plc (trading as Halifax) unfairly withdrew the promotional 0% interest rate on his credit card account.Interest and rates
Halifax has accepted that Mr G was misinformed during the complaint process.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3645590.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.