Hitachi Capital (UK) Plc

Financial Ombudsman decision DRN3554384 Not upheld

Not upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Fri Jul 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending

In the Ombudsman’s words

Mr L has complained a fixed sum loan agreement he took out with Hitachi Capital (UK) Plc to pay for replacement windows and doors was mis-sold and was unaffordable.Irresponsible lending

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3554384.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.