Bank of Scotland Plc

Financial Ombudsman decision DRN3517803 Not upheld

Not upheldoutcome, as published by the Ombudsman

£125redress stated in the decision

Sun Oct 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Complaint handling

In the Ombudsman’s words

Halifax’s decision to use an agent to deal with Mr L’s debtTreatment in financial difficulty

Halifax did respond to Mr L’s complaint, though Mr L wanted a faster responseComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3517803.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.