Bank of Scotland Plc

Financial Ombudsman decision DRN3474862 Not upheld

Not upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Complaint handling

In the Ombudsman’s words

Mr M complains that Bank of Scotland plc has incorrectly applied interest to his overdraftInterest and rates

The bank accepts that it was wrong to tell Mr M that the debit balance of his account had been written offComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3474862.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.