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Co-operative Bank Financial Advisers Limited

Financial Ombudsman decision DRN3468937 Not upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Service failure

In the Ombudsman’s words

his credit rating was the reasonCredit file reporting

did not follow its own procedures or, if it did, did not then clearly explain to Mr B why his application was declinedService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3468937.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.