Lloyds TSB Bank Plc
Financial Ombudsman decision DRN3104039 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Mortgage administration
In the Ombudsman’s words
If Mr F is experiencing financial difficulty Lloyds TSB should treat him positively and sympathetically.Treatment in financial difficulty
Threatened to withdraw his business overdraft facilities unless he agreed that it could take a charge over his residential propertyMortgage administration
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3104039.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.