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Bank of Scotland Plc
Financial Ombudsman decision DRN3076642 Not upheld
Not upheldoutcome, as published by the Ombudsman
£25redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
The bank misinterpreted her instructions, and invested the cumulative total of funds in one ISA. There was a delay in making the investment which affected both the maturity date and the rate of interest payable.Service failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3076642.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.