Santander UK Plc
Financial Ombudsman decision DRN2904404 Not upheld
Not upheldoutcome, as published by the Ombudsman
£32redress stated in the decision
Fri Jan 22deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Product mis-sold
In the Ombudsman’s words
unfairly applied an early repayment charge (ERC)Charges and fees
Santander mis-sold their fixed rate interest-only mortgageProduct mis-sold
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2904404.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.