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Lloyds Bank PLC
Financial Ombudsman decision DRN2820865 Not upheld
Not upheldoutcome, as published by the Ombudsman
£1,718redress stated in the decision
Fri Feb 19deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr F, on behalf of a limited company, T, complains that Lloyds Bank PLC won’t refund him for spending made using T’s debit card. He says T’s debit card was stolen and used before he could tell Lloyds what had happened.Unauthorised transaction
Rules cited
Payment Services Regulations 2017
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2820865.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.