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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN2754399 Upheld
Upheldoutcome, as published by the Ombudsman
£150redress stated in the decision
Mon Oct 26deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Charges and fees
In the Ombudsman’s words
She was having difficulty making her monthly payments so asked to set up a payment plan and close her account.Treatment in financial difficulty
won’t close her account and let her pay off her debt without interest and charges being added.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2754399.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.