Bank of Scotland Plc

Financial Ombudsman decision DRN2438733 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

APP scam refund refused

In the Ombudsman’s words

I do not consider that I can fairly and reasonably require Lloyds to reimburse Mr and Mrs L for failing to prevent Mr L from withdrawing the cash which he has gone on to send to a fraudster.APP scam refund refused

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2438733.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.