HSBC Bank plc

Financial Ombudsman decision DRN2421859 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Aug 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Mortgage administration

In the Ombudsman’s words

He argued that his credit reference file now showed a default which would make it difficult for him to get a mortgage from anyone else.Credit file reporting

Mr B complains that HSBC Bank Plc has refused to extend the term on his interest-only mortgage by eighteen months.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2421859.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.