TSB Bank plc

Financial Ombudsman decision DRN2011925 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Dec 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

I appreciate that interest and fees were charged on the arrears before the account was defaulted. But TSB was entitled to do that.Charges and fees

He wants TSB to leave him alone, and to remove this debt from his credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2011925.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.