Bank of Scotland Plc

Financial Ombudsman decision DRN1754405 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Mar 29deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Complaint handling

In the Ombudsman’s words

offered him a higher interest rate on a credit card than it had advertisedInterest and rates

when he complained, Bank of Scotland didn’t respond appropriatelyComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1754405.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.