Lloyds Bank PLC

Financial Ombudsman decision DRN1655776 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Sep 05deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

Miss M complains Lloyds Bank PLC won’t refund charges and interest applied to her credit card accountCharges and fees

Miss M says that it should have done this earlier and this has had an adverse affect on her credit rating.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1655776.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.