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RBS Collective Investment Funds Limited

Financial Ombudsman decision DRN1482014 Not upheld

Not upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Mon Feb 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Mortgage administration, Service failure

In the Ombudsman’s words

Mr M complains that The Royal Bank of Scotland Plc (“RBS”) treated him unfairly and unreasonably when dealing with changes to his offset mortgage.Mortgage administration
RBS incorrectly told Mr M that this wouldn’t affect the mortgage.Service failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1482014.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.