Express Gifts Limited

Financial Ombudsman decision DRN1411120 Not upheld

Not upheldoutcome, as published by the Ombudsman

£81redress stated in the decision

Wed Dec 07deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Service failure

In the Ombudsman’s words

She wants the default removed from her credit fileCredit file reporting

Ms S also complains that Express Gifts kept on ignoring her when she contacted it.Service failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1411120.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.