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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN1308356 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Apr 17deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Account closed or refused, Credit file reporting
In the Ombudsman’s words
Mr Q complains Shop Direct Finance Company Limited (“Shop Direct”) closed his account without noticeAccount closed or refused
carried out a second credit check without his consentCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1308356.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.