Retail Money Market Ltd

Financial Ombudsman decision DRN1222798 Upheld

Upheldoutcome, as published by the Ombudsman

£400redress stated in the decision

Sat Mar 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Credit file reporting

In the Ombudsman’s words

Mr S complains Retail Money Market Ltd, trading as RateSetter, is holding him liable for a loan which he did not apply for.Unauthorised transaction

remove any data about this loan from Mr S’s credit recordCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1222798.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.