Halifax Limited

Financial Ombudsman decision DRN1131812 Not upheld

Not upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Mortgage administration

In the Ombudsman’s words

the interest and charges were excessiveInterest and rates

Halifax refused to put her on a cheaper rate because she was in arrearsMortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1131812.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.