Lloyds Bank PLC

Financial Ombudsman decision DRN0797762 Upheld

Upheldoutcome, as published by the Ombudsman

£300redress stated in the decision

Sat Dec 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Complaint handling

In the Ombudsman’s words

Mr and Mrs K complain that Lloyds Bank plc removed their overdraft and closed their account without any noticeAccount closed or refused

I do feel that the communication from Lloyds could have been clearer. And that Mr and Mrs K were put to some inconvenience as a result.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0797762.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.