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Northern Rock (Asset Management) plc

Financial Ombudsman decision DRN0677726 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Product mis-sold

In the Ombudsman’s words

He also says that it was not clear that he would not qualify for a loyalty discount on his interest rate.Interest and rates
Mr A complains that Northern Rock (Asset Management) plc (NRAM) incorrectly led him to believe that the unsecured element of his Together mortgage was regulated by the Consumer Credit Act 1974Product mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0677726.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.