NRAM Limited

Financial Ombudsman decision DRN0662180 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Mar 26deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

She considers that neither the mortgage nor the further advance were affordable and shouldn’t have been grantedIrresponsible lending

So she complained the further advance was mis-sold.Product mis-sold

Rules cited

UK GDPR / Data Protection Act 2018

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0662180.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.