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MARKS AND SPENCER FINANCIAL SERVICES PLC
Financial Ombudsman decision DRN0492075 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Feb 12deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Card dispute or chargeback, Complaint handling
In the Ombudsman’s words
Ms C complains that Marks & Spencer Financial Services Plc (“M&S FS”) won’t refund costs she incurred in respect of a holiday she paid for using her M&S FS credit card.Card dispute or chargeback
She also complains about delays and lack of contact by M&S FS in dealing with her claim.Complaint handling
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0492075.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.