Lloyds Bank PLC

Financial Ombudsman decision DRN0423631 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu May 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

refund any late payment charges and interest applied during that time periodCharges and fees

remove any negative information reported to credit reference agencies for any late payments between January and November 2017Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0423631.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.