Microcredit Limited
Financial Ombudsman decision DRN0280701 Upheld
Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Unauthorised transaction, Credit file reporting
In the Ombudsman’s words
Miss C complains about Microcredit Limited seeking repayment of a payday loan that was taken out in her name. Miss C says she did not take out the loanUnauthorised transaction
remove the loan from any credit reference agenciesCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0280701.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.