Black Horse Limited
Financial Ombudsman decision DRN0164571 Not upheld
Not upheldoutcome, as published by the Ombudsman
£4,513redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Account closed or refused, Credit file reporting
In the Ombudsman’s words
Miss R stopped making repayments and Black Horse later closed the account.Account closed or refused
She is also unhappy about the impact on her credit rating.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0164571.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.