HSBC UK Bank Plc
Financial Ombudsman decision DRN-6465427 Upheld
Upheldoutcome, as published by the Ombudsman
£2,250redress stated in the decision
Wed Jul 29deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr S complains HSBC UK Bank Plc trading as M&S Bank (“M&S”) acted unfairly by not refunding a payment he made using his credit card.Card dispute or chargeback
Rules cited
Consumer Credit Act 1974, FCA Consumer Duty (PRIN 2A)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6465427.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.