PDL Finance Limited
Financial Ombudsman decision DRN-6381328 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Jun 24deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Miss S complains PDL Finance trading as Mr Lender irresponsibly lent to her.Irresponsible lending
She remains “concerned about how the account was handled after withdrawal, including overdue communications and warnings about adverse reporting during that process”.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook), Consumer Credit Act 1974
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6381328.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.