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Clydesdale Bank Plc

Financial Ombudsman decision DRN-6305393 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Tue May 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending

In the Ombudsman’s words

Miss N complains that Clydesdale Bank Plc trading as Virgin Money (Virgin Money) irresponsibly lent to her when she was provided with a credit card.Irresponsible lending

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6305393.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.